Benefits Information

The Town of Bedford offers a variety of benefits to its eligible employees and retirees. The Benefits Summary Chart provides an overview of benefits available.  Health and dental insurance information is provided on this page.  Please visit the links to the left for details on our other benefit offerings, including Flexible Spending Accounts, Retirement and Deferred Compensation Plans, and our Employee Assistance Program. 

Retirees and those considering retirement, please visit our Retiree Information page for more information.

Enrollment Information

The Town offers health and dental insurance through the Group Insurance Commission (GIC). Health insurance begins based on the start date, please refer to the waiting period chart. New hires should submit their enrollment forms to HR within 15 days of their start date to avoid delays. To enroll dependents, marriage and/or birth certificates must be provided.  More details on required documentation for GIC coverage are available here.

Current employees have an opportunity to make changes to their benefits during open enrollment (annually in April-May) or within 60 days of a qualifying event (such as a marriage, divorce, birth, or loss of other coverage).

To inquire about benefits or to determine if you have a qualifying event contact the Town Human Resources office at 781-687-6181 or hr@bedfordma.gov (if you are a Town employee or a retiree).  School employees should contact the School Business office at 781-275-7708.




Health and Dental Insurance Information


Health Plan Provider Search Tools
Before choosing a plan, use the following links to determine if your health care providers are in network. Make sure to choose the appropriate plan when searching--our plan names are listed in the GIC Benefits Decision Guide.

Dental Insurance

The Town offers Delta Dental Insurance for active employees. As a new employee, your dental insurance begins on your first day of employment. You have 30 days from your start date to enroll in dental insurance. The Dental plan runs on a calendar year.